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Construction Insurance 

To effectively meet the construction industry's unique insurance needs, we created a specialized construction division more than 20 years ago.

Comprising an insurance department and a surety bond department, our construction division offers:

  Professionals with a combined experience of over 125 years who are skilled in the bonding and insurance industry and work exclusively with contractors and construction-related issues

  A proactive approach to bonding relationships

  Access to all the major national and regional commercial carriers, so we can bring you the best programs available in the industry

  24/7 claims reporting

  Extended customer service hours to accommodate your schedule

  A wealth of products and services for the construction industry

At Eastern Insurance, our construction division customers include:

•  Builders
•  General contractors
•  Construction managers
•  Design build firms
•  Architects and engineers
•  Specialty trade contractors
•  Subcontractors
•  Owners and sponsors of public and private construction projects

We offer construction risk management solutions in a wide range of program structures – from guaranteed cost insurance through individually tailored risk financing alternatives.

Our construction insurance coverages include:

•  General and professional liability
•  Owners & contractors protective liability
•  Property
•  Builders risk equipment insurance
•  Commercial automobile
•  Umbrella
•  Workers compensation
•  Pollution
•  Railroad protective
•  Specialty casualty insurances

Services we provide:

Detailed review of your insurance program including audits, construction credits available, experience modification review and more

Comprehensive outline of what is currently covered

Coverage form analysis, including enhancements, exclusions, deductibles and retentions

Recommendations for program improvement

Contract review

Certificate of Insurance Review and timely issuance

Regularly scheduled policy reviews

Coordination of loss control services

Preparation of insurance specifications for marketing review and comparison of competitive proposals

Loss analysis

Registry of Motor Vehicles services

Claims reporting system implementation, including monitoring claims for prompt and fair settlements as well as working with carriers to identify subrogation opportunities

Regularly scheduled claim review meetings

Coordination and support for OSHA requirements

As an active member of many associations within the industry, such as AGC, ASM, CFMA, ABC, BAGB, MECA, NEFCA, NERCA, EBCNE, SPANE, BSCAI and UCANE, we stay in tune with the latest news and events within the construction industry. This enables us to provide the best programs and coverages in an ever-changing industry.