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Customer Service

Risk Management 


With specialized services for most industry groups, our Risk Management Department will help you protect your business assets and your employees.

We will work closely with you to identify your company's exposures to loss and recommend solutions for minimizing or eliminating loss sources. Our areas of concentration include:




Real Estate

Environmental Industries


Depending on your needs, our Risk Management Department can provide the following services:

Risk Management Exposure Assessment
We will perform an in-depth review of your business operations to identify potential sources of loss exposure.

Risk Evaluation
Based on discussions with senior management, we will establish your appetite for risk and make suggestions on ways to eliminate, reduce or transfer risk before exploring the insurance options available.

Review and Analysis of Insurance Program
We will perform a detailed review of your insurance program, including a comprehensive outline of what is currently covered.

Claims Management
We will assist you in implementing an effective claims reporting system.

Ongoing Services:

  Participation in merger and acquisition due diligence process
  Contract review
  Certificate of insurance review
  Experience modification review
  Audit of retrospective rating, large deductible or retention programs
  Regularly scheduled policy reviews
  Alternative risk financing arrangements
  Coordination of loss control services
  Preparation of insurance specifications for marketing review and comparison of competitive proposals
  Loss analysis
  Registry of Motor Vehicles services
  Updates on insurance industry trends affecting your business

  All risk management accounts have a rolling 12-month service calendar in place.

  We develop and implement a plan that establishes service benchmarks for ourselves and your insurance carriers.

To ensure that we offer the best service and value to our customers, we have direct relationships with respected national and regional commercial lines carriers, with preferred access to many more in the commercial marketplace.