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Checking Accounts 

Life is full of complex decisions. Choosing a checking account shouldn’t be one of them.  When you open a checking account at Eastern Bank, you'll have three straightforward and affordable choices with the features and personal service to meet your needs.

And, all of our checking accounts come with convenient services to help you access your money wherever and whenever you need it:

   • Free Eastern HomeConnect® online banking with bill pay

   • Free Mobile Banking app

   • Free Eastern Bank debit card
 

 

 

Free Checking

eZ Checking

Premier Checking

 

Apply Online

Apply Online

Apply Online

Ideal for

Individuals who want to bank freely with no fee or minimum balance requirement.

Active debit card users that want convenient access to their money. Individuals with combined balances2 of $25,000 or more who want to enjoy our highest level of benefits and value.
Account Requirements

None

To avoid $10 monthly fee:
- Enroll in eStatements AND
- Use your debit card to make at least 15 purchases a month OR maintain an average monthly account balance of $1,500.1

$25,000 combined balance required.2

Minimum Opening Deposit

$25

$50

$500

ATM Banking
- Eastern Bank ATMs

Free

Free

Free

- SUM® Program ATMs

Eastern Bank fee applies. No surcharge from other bank.

Free

Free

- Non-SUM ATMs

Eastern Bank fee applies. Surcharge from other banks may also apply.

No Eastern Bank fee. Surcharges from other banks will be reimbursed up to $10 per monthly statement cycle.

No Eastern Bank fee. Full reimbursement of other banks' surcharges.

Debit Card

Eastern Bank Debit MasterCard®

Eastern Bank Debit Gold MasterCard®

Eastern Bank Debit Gold MasterCard®

Interest Paid

None

None

View Rates

Cash Reserve Overdraft Protection

Available3

Available3

Available3 - with no annual fee

Other account benefits

N/A

N/A

- No fees for overdrafts, wires, stop payments and more.
- Free standard checks or $12 off a different order.

Discounts on other products and services

N/A

N/A

- No annual fee for home equity line of credit.3
- Discount on safe deposit box.
- Insurance discount available through Eastern Insurance.
- Free foreign currency exchange.

    1. PIN or signature purchases only. ATM transactions excluded.

    2. The combined balance includes balances in Eastern Bank checking, savings and money market accounts, CDs, IRAs, and consumer loans (excluding mortgages and Eastern Bank auto loans obtained through auto dealers).

    3. Cash Reserve and home equity lines of credit are available for qualified applicants.