Home and Personal Borrowing

Home and Personal Borrowing

At Eastern Bank, we recognize that you have plans for your life. We want to be here to help you achieve them. So we offer a wide range of borrowing solutions with competitive rates, straightforward terms, and local people who can help you find the solution that works for you. 


Eastern FlexEquity® Account

Looking to borrow to finance home improvements, college tuition, or any other expense? The Eastern FlexEquity® is a smart option that combines the convenience of a home equity line with the predictability of fixed-rate home equity loans.

Personal Loans & Lines

When you need to borrow with predictable, affordable monthly payments in mind, we offer smart personal loans with competitive rates and flexible terms to meet your budget.

Energy Efficiency Loans

If you’re looking to make home improvements to increase the energy efficiency of your home while saving money, Eastern Bank can offer a solution. The Mass Save® HEAT (Home Energy Assistance Team) Loan Program helps you finance approved energy-efficient upgrades on your home at the incredible rate of 0%.

Cash Reserve Line of Credit

With Eastern Bank's Cash Reserve Line of Credit you can protect yourself from the hassle and expense of overdrafts while having access to a convenient source of funds any time you need them.

Student Loans

Eastern Bank understands the importance of planning for your child’s college education.  That’s why we have partnered with Sallie Mae® to offer you the Smart Option Student Loan®; a school-certified, credit-based, private student loan. At the Sallie Mae® site you will find information, strategies and tools for planning and managing education costs. Search for scholarships, apply for loans….and more!


Eastern Bank is a member of the Nationwide Mortgage Licensing System & Registry (NMLS); NMLS ID# 451827.

Sallie Mae and the Smart Option Student Loan are registered service marks of SallieMae Inc. SLM corporation and its subsidiaries, including Sallie Mae, Inc. are not sponsored by or agencies of the United States of America. © Sallie Mae, Inc. All rights reserved.