Personal Rate Center
Personal Rate Center
Read the current Annual Percentage Yield (APY) for our FDIC-insured deposit products that earn interest.
Read the current Annual Percentage Yield (APY) for our FDIC-insured deposit products that earn interest.
Checking
Premier Checking
| Annual Percentage Yield * | Interest Rate | Method of Compounding |
|---|---|---|
0.01% | 0.01% | Monthly |
*Annual Percentage Yield (APY) is accurate as of 11/14/2026 and is subject to change at any time. Fees may reduce earnings.
Savings & Money Market
Statement Savings
| Balance | Annual Percentage Yield * | Interest Rate | Method of Compounding |
|---|---|---|---|
| $10+ | 0.01% | 0.01% | Monthly |
*Annual Percentage Yield (APY) is accurate as of 11/14/2026 and is subject to change at any time. Fees may reduce earnings.
Money Market Plus
| Balances | Boosted 6 Month APY1 | Boosted 6 Month Interest Rate | Standard APY1 | Standard Interest Rate | Blended 12 Month APY1 |
|---|---|---|---|---|---|
| $10-$24,999 | 0.74% | 0.74% | 0.01% | 0.01% | 0.37% |
| $25,000-$10,000,000 | 4.25% | 4.17% | 3.49% | 3.44% | 3.87% |
| $10,000,000.01+ | 0.74% | 0.74% | 0.01% | 0.01% | 0.37% |
*Annual Percentage Yield (APY) is accurate as of 11/14/2026 and is subject to change at any time. Fees may reduce earnings.
Featured Premier Money Market
| Balance | Annual Percentage Yield* | Interest Rate | Method of Compounding |
|---|---|---|---|
| $10 - $9,999 | 0.01% | 0.01% | Monthly |
| $10,000 - $99,999 | 0.01% | 0.01% | Monthly |
| $100,000 - $249,999 | 1.11% | 1.10% | Monthly |
| $250,000+ | 2.07% | 2.05% | Monthly |
*Annual Percentage Yield (APY) is accurate as of 11/14/2026 and is subject to change at any time. Fees may reduce earnings.
Premier Money Market
| Balance | Annual Percentage Yield* | Interest Rate | Method of Compounding |
|---|---|---|---|
| $10 - $2,499 | 0.01% | 0.01% | Monthly |
| $2,500 - $9,999 | 0.01% | 0.01% | Monthly |
| $10,000 - $24,999 | 0.01% | 0.01% | Monthly |
| $25,000 - $49,999 | 0.01% | 0.01% | Monthly |
| $50,000 - $99,999 | 0.01% | 0.01% | Monthly |
| $100,000+ | 0.01% | 0.01% | Monthly |
*Annual Percentage Yield (APY) is accurate as of 11/14/2026 and is subject to change at any time. Fees may reduce earnings.
Prime Liquid Assets
| Balance | Annual Percentage Yield* | Interest Rate | Method of Compounding |
|---|---|---|---|
| $10 - $2,499 | 0.01% | 0.01% | Monthly |
| $2,500 - $9,999 | 0.01% | 0.01% | Monthly |
| $10,000 - $24,999 | 0.01% | 0.01% | Monthly |
| $25,000 - $49,999 | 0.01% | 0.01% | Monthly |
| $50,000+ | 0.01% | 0.01% | Monthly |
*Annual Percentage Yield (APY) is accurate as of 11/14/2026 and is subject to change at any time. Fees may reduce earnings.
CDs
Featured CDs
| Term | APY1 | Interest Rate | Method of Compounding | Minimum Opening Deposit |
|---|---|---|---|---|
| 6 Month CD/IRA CD | 3.90% | 3.86% | Simple | $2,500 |
| 10 Month CD/IRA CD | 4.15% | 4.14% | Simple | $2,500 |
| 14 Month CD/IRA CD | 4.25% | 4.17% | Monthly | $2,500 |
| 18 Month CD/IRA CD | 4.30% | 4.22% | Monthly | $2,500 |
1 Annual Percentage Yield (APY) is accurate as of 11/14/2026. The minimum deposit required to open an account is $2,500. This offer, interest rates, or APY may change at any time at the discretion of the Bank. Fees may reduce earnings. A penalty may be imposed for early withdrawal. Certificates of Deposit will be renewed at standard (not Featured) Personal Account CD rates at maturity, unless the depositor instructs the Bank otherwise. Please refer to the Personal Deposit Account Agreement for details.
Personal Account CDs and IRAs2
| Term | APY 3 | Interest Rate | Method of Compounding | Minimum Opening Deposit |
|---|---|---|---|---|
3 Month CD | 2.02% | 2.00% | Simple | $2,500 |
| 4-5 Month CD | 2.01% | 2.00% | Simple | $2,500 |
| 6-8 Month CD | 2.01% | 2.00% | Simple | $2,500 |
| 9-11 Month CD | 2.00% | 2.00% | Simple | $2,500 |
| 12-24 Month CD | 2.00% | 2.00% | Monthly | $500 |
| 24-35 Month CD | 0.20% | 0.20% | Monthly | $500 |
| 36-47 Month CD | 0.20% | 0.20% | Monthly | $500 |
| 48-59 Month CD | 0.20% | 0.20% | Monthly | $500 |
| 60+ Month CD | 0.20% | 0.20% | Monthly | $500 |
2Personal accounts only.
3Annual Percentage Yield (APY) is accurate as of 11/14/2026 and is subject to change at any time. Fees may reduce earnings. A penalty may be imposed for early withdrawal. Certificate of Deposit will be renewed automatically at maturity, unless the depositor instructs the bank otherwise. Please refer to Personal Deposit Account Agreement for details.
Click here for more information regarding our IRA products.
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