Eastern Free Checking

David Ortiz

Now get up to $350 when you open an Eastern Free Checking Account and qualify.* It's a total home run.


No Monthly Fees1


No Minimum Balances


Apply in as little as 5 Minutes


And Now, Send Money with Zelle® on Eastern Mobile Banking

Apply Now

Learn More About Eastern Free Checking

Features and Benefits
  • No monthly fees1 
  • No minimum balance 
  • Access to thousands of Free SUM® ATMs2
  • Unlimited check writing 
  • Free Eastern Bank Debit MasterCard® for easy shopping and banking 
  • Free online banking with bill pay
  • Free mobile banking
  • Easy to use online application

1. Other fees may apply please consult the Personal Deposit Fee Schedule for more information.

2. SUM Program ATMs are designated with the SUM logo on the exterior of the ATM. SUM is a trademark of the NYCE Payments Network, LLC.

MasterCard is a registered trademark of MasterCard International.

How to Apply

* Open your account by October 28, 2019. A minimum of $25 is required to open Eastern Free Checking, $50 to open Eastern eZ Checking, or $500 to open Eastern Premier Checking. To qualify for the incentive, you must open an Eastern personal checking account between 09/21/2019 and 10/28/2019 and have a recurring payroll, pension, or government direct deposit in the amount noted in the table below post to your new checking account no later than January 28, 2020. Electronic credits other than payroll, pension or government benefits, such as person-to-person payments, transfers between your accounts at Eastern Bank and other institutions or brokerages, and payments through third parties such as PayPal or eBay do not qualify as a “direct deposit”. Incentive amount will vary. See the table below for details.

The amount of the incentive paid will be based on the largest direct deposit posted to your account by January 28, 2020.

  • For direct deposits of $250-$999.99, the incentive will be: $200
  • For direct deposits of $1,000 or more, the incentive will be: $350

This offer is valid for new consumer checking account customers only. New customers are primary signers who have not had a consumer checking account since 09/21/2018.

The account must also meet the following requirements on 01/28/2020 to receive an incentive: (a) Primary signer must reside in MA, NH, ME or RI. (b) Primary signer must be age 18 or older. (c) Account must be open and have a positive balance. Incentives for qualified accounts will be deposited into customer’s account no later than 02/05/2020. No incentive will be paid if the account is closed on the date we attempt the deposit. The Bank may, at its discretion, pay the incentive earlier than 02/05/2020 if all the qualifying requirements have been met. Only one incentive per customer and one incentive per household as defined by a common address. Customer will receive a 1099 form for this incentive. Please consult your tax advisor regarding the tax implications of this offer. Other qualifications and restrictions may apply.

1. Other fees may apply please consult the Personal Deposit Fee Schedule for more information.

Zelle and Zelle related marks are wholly owned by Early Warning Services, LLC and used herein under license.