Eastern Free Checking

With no minimum balance, the Eastern Free Checking account gives you the freedom and convenience to bank the way you want.

Compare Checking Options

Features and Benefits
  • No monthly fees 
  • No minimum balance 
  • Unlimited check writing 
  • Free Eastern Bank Debit MasterCard® for easy shopping and banking 
  • Free Eastern HomeConnect® online banking with bill pay
  • Free mobile banking

Account Overview

Personal Deposit Account Fees

Personal Deposit Account Agreement

Account Fees 1

Monthly fee $0
Minimum balance to waive fee N/A
Minimum opening deposit $25
  1. Depositors who are under age 19 or who are age 65 or over are eligible for an account for which most of the fees will be reduced or eliminated. View the Account Overview or call 1-800-EASTERN (327-8376) and ask for additional information.

Get more out of your Free Checking relationship with these services

Eastern Bank Debit MasterCard® 
Make purchasing more convenient with our Eastern Bank Debit MasterCard®. You can use it to pay for purchases at millions of locations worldwide, anywhere MasterCard® is accepted. 

Eastern HomeConnect® online banking with bill pay 
Bring your account information to your fingertips 24/7. View account activity, transfer funds, pay bills, see check images, and more from any computer with Internet access.

Eastern Bank Mobile Banking 
With mobile banking, you can use your wireless device to view account balances and activity, pay bills, transfer funds between your Eastern Bank accounts, and find Eastern Bank offices and ATMs. 

Overdraft protection 
Protect yourself against expensive overdrafts by signing up for automatic balance protection from a linked savings account or Cash Reserve overdraft protection – available for qualified applicants. 

Direct deposit 
Eliminate trips to the bank by having your pay automatically deposited to your account each payday. Direct deposit is safer and more convenient than receiving paper checking and your funds will be available immediately on your payday. 

Combined statement 
Simplify your finances by combining all of your Eastern Bank account information into one statement. You’ll receive all your balance and transaction information at the same time each month. 

Statement savings 
Take advantage of a great and affordable way to start building savings. We make it convenient and easy to have funds from your checking account automatically transferred to your savings account - and it's free. 

Three Easy Ways to Apply