Eastern Free Checking

Hassle-free banking: No minimum balances & no monthly fees1

New Eastern Bank checking or savings account customer?

Apply online in as few as 5 minutes 

Already have an Eastern Bank checking or savings account?

Use online banking to fast-track your application
  • $25 opening deposit.
  • Bank anywhere, anytime with Eastern Mobile and Online Banking.® Use Zelle® to send money easily and quickly to friends and family.
  • No monthly fees.1 No minimum balance.
  • Free Eastern Bank Debit MasterCard® to make convenient purchases at millions of locations worldwide.
  • Free access to thousands of SUM® ATMs.


Related Eastern Bank Products and Services

Credit Card

Eastern Bank Debit Mastercard
Make convenient purchases anywhere Mastercard is accepted at millions of locations worldwide.

Mobile Phone

Eastern Mobile and Online Banking
Our mobile app and online banking platform are packed with great features to make managing your finances on the go safe and convenient.

Direct deposit

Direct Deposit
Eliminate trips to the bank by having your pay automatically deposited to your account each payday. Direct deposit is safer and more convenient than receiving a paper check and your funds will be available immediately on your payday.

Electronic statements

Electronic Statements
Enroll in electronic statements with Eastern Mobile and Online Banking to eliminate clutter, save the environment, and get your statements faster.

Statement savings icon

Statement Savings
We make it convenient and easy to have funds from your checking account automatically transferred to your savings account to start building savings.

Eastern Give for Good

Eastern Give for Good Charitable Account
Support causes you care about with the Eastern Give for Good charitable account, available on mobile and online banking. You can donate or add funds to the account today, on a recurring basis or set them aside for future giving. Its always fee-free2 and you’ll get instant tax receipts. 


1Other fees may apply. Depositors who are under age 19 or who are age 65 or over are eligible for an account for which most of the fees will be reduced or eliminated. See the Personal Deposit Account Fee Disclosure and the Personal Deposit Account Agreement for details. 

2You may be assessed fees by your financial institution if there are insufficient funds to cover a transfer of funds into your Eastern Give for Good feature.

SUM Program ATMs are designated with the SUM logo. SUM is a trademark of the NYCE Payments Network, LLC.

Mastercard is a registered trademark of Mastercard International Incorporated.

Zelle and Zelle related marks are wholly owned by Early Warning Services, LLC and used herein under license. Must have a bank account in the U.S. to use Zelle.

Eastern Give For Good, a charitable giving account, is powered by Ren. Ren is a third-party service provider and not an affiliate of Eastern Bank.