The Community Reinvestment Act (CRA) requires a bank to maintain a public file that includes specific information related to the bank’s branches, services, and performance in helping meet community credit needs. The CRA public file must include all written comments received from the public for the current year and each of the two prior calendar years related to the bank’s performance in helping to meet community credit needs, along with any responses by the bank, and a copy of the public section of the bank’s most recent CRA performance evaluation. The CRA public file is also required to include: a list of the bank’s current branches, their street addresses, and geographies; a list of branches that have opened or closed during the current year and each of the prior two calendar years; a list of services generally offered at the bank’s branches, and if a bank chooses, information regarding alternative delivery systems; and a map of each of the bank’s assessment areas. A bank may opt to add any other information to its CRA public file.
Click here to view the CRA - Community Reinvestment Act Public File.