Eastern Bank Checking Accounts

Limited Time Offer: Get up to $600 when you open an Eastern consumer checking account by October 23, 2023 and qualify*

$600 with qualifying direct deposits totaling $15,000 or more* or $350 with qualifying direct deposits totaling $4,000-$14,999.99* or $200 with qualifying direct deposits totaling $1,000-$3,999.99

Eastern Bank offers a variety of checking accounts to meet customers' needs. Compare the benefits to determine which account is best for you.

Eastern Free Checking Eastern eZ Checking Eastern Premier Checking

$25 opening deposit

$0 monthly fee1

No minimum balance

$50 opening deposit

$0 or $10 monthly fee

To waive the monthly fee, enroll in eStatements AND make 15 debit card purchases OR maintain an average account balance of $1,500 or more2

$500 opening deposit

$0 monthly fee

$25,000 required
combined monthly balance3

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See How Rewarding an Eastern Bank Checking Account Can Be 


Convenient banking: Over 95 locations and free access to thousands of SUM ATMs4


Eastern Bank is committed to benefiting the communities we serve, giving more than $240M to local organizations since 1994.


Pay with ease: Use Eastern Bank Debit Mastercard® to make convenient purchases anywhere Mastercard® is accepted – at millions of locations worldwide


Fee-free5 charitable accountExplore or give to causes you love with your complimentary Eastern Give for Good account


Bank Anywhere, Anytime with Eastern Mobile and Online Banking® 

Eastern Bank is dedicated to making our customers' financial lives easier. When you open a checking account with us, you'll have access to our mobile app and online banking experiences - both of which are packed with great features so you can connect to your account from anywhere.

  • Use Zelle® to send money easily and quickly to friends and family
  • Manage your finances on the go with mobile bill pay and transfers
  • 24/7 access to your accounts 
  • Deposit checks anytime, anywhere
  • eStatements at your fingertips
Mobile banking with Eastern Bank enables you to access your account anywhere at any time




*A minimum opening deposit of $25 is required for Eastern Free Checking, $50 for Eastern eZ Checking or $500 for an Eastern Premier Checking account. To qualify for the incentive, you must open an Eastern Bank personal checking account between 09/16/2023 and 10/23/2023, and have two or more payroll, pension or government direct deposits totaling the amounts noted in the table below post to your new checking account within the first 90 calendar days of the account opening date. Electronic credits other than payroll, pension, or government benefits, such as person-to-person payments, transfers between your accounts at Eastern Bank and other institutions or brokerages, and payments through third parties such as PayPal or eBay do not qualify as a direct deposit. Incentive amount will vary. See the table below for details.

The amount of the incentive paid will be based on two or more qualifying direct deposits, totaling the amounts listed below, posted to your account within the first 90 calendar days of the account opening date:

Cumulative direct
deposit amount:


will be:







$15,000 or more



This offer is valid for new consumer checking account customers only. New customers are primary signers who have not had a consumer checking account with Eastern Bank since September 16, 2022. The account must also meet the following requirements 90 calendar days after the account open date to receive an incentive (if the 90th calendar day falls on a non-business day, the requirements must be met on the following business day) : (a) Primary signer must reside in MA, NH, ME or RI; (b) Primary signer must be age 18 or older; (c) Account must be open and have a positive available balance. Incentives for qualified accounts will be deposited into customer’s account within 30 calendar days after confirmation that the account has met all the requirements. No incentive will be paid if the account is closed or does not have a positive available balance. The Bank may, at its discretion, pay the incentive earlier if all the qualifying requirements have been met. Only one incentive per customer and one incentive per household as defined by a common address. Customer will receive a 1099 form for this incentive. Please consult your tax advisor regarding the tax implications of this offer. Other qualifications and restrictions may apply.

1 Other fees may apply. See the Personal Deposit Account Fees Disclosure for details.

2 PIN or signature purchases only. ATM transactions excluded.

3 The combined balance is required for Eastern Premier Checking. There is no monthly service fee, but the account will be changed to Free Checking if the combined balance requirement is not met. The combined balance includes balances in checking, savings and money market accounts, CDs, IRAs and consumer loans (excluding mortgages).

4 SUM Program ATMs are designated with the SUM logo. SUM is a trademark of the NYCE Payments Network, LLC.

5 You may be assessed fees by your financial institution if there are insufficient funds to cover a transfer of funds into your Eastern Give for Good feature.

Mastercard is a registered trademark of Mastercard International Incorporated.

Zelle and the Zelle related marks are wholly owned by Early Warning Services, LLC and are used herein under license. Transactions typically occur in minutes when the recipient's email address or U.S. mobile number is already enrolled with Zelle. Must have a bank account in the U.S. to use Zelle. Mobile carrier fees may apply.