Eastern Free Checking

David Ortiz

Get up to $300 when you open an Eastern Free Checking account now through May 17 and qualify!*

  • $25 opening deposit
  • Bank anywhere, anytime with Eastern Mobile and Online Banking®
  • No monthly fees1
  • Free Eastern Bank Debit MasterCard® to make convenient purchases at millions of locations worldwide
  • No minimum balance
  • Use Zelle® to send money easily and quickly to friends and family
  • Free access to thousands of SUM ATMs
  • Fee-free charitable account: Explore or give to causes you love with your complimentary Eastern Give for Good account

Apply online in as few as 5 minutes

Already have an Eastern Bank checking or savings account?
Use online banking to fast-track your application.

Related Eastern Bank Products and Services

Credit Card

Eastern Bank Debit MasterCard
Make convenient purchases anywhere MasterCard is accepted at millions of locations worldwide.

Mobile Phone

Eastern Mobile and Online Banking
Our mobile app and online banking platform are packed with great features to make managing your finances on the go safe and convenient.

Direct deposit

Direct Deposit
Eliminate trips to the bank by having your pay automatically deposited to your account each payday. Direct deposit is safer and more convenient than receiving a paper check and your funds will be available immediately on your payday.

Electronic statements

Electronic Statements
Enroll in electronic statements with Eastern Mobile and Online Banking to eliminate clutter, save the environment, and get your statements faster.

Statement savings icon

Statement Savings
We make it convenient and easy to have funds from your checking account automatically transferred to your savings account to start building savings.

Eastern Give for Good

Eastern Give for Good Charitable Account
Support causes you care about with the Eastern Give for Good charitable account, available on mobile and online banking. You can donate or add funds to the account today, on a recurring basis or set them aside for future giving. Its always fee-free and you’ll get instant tax receipts. 


*Open your account by May 17, 2021. A minimum opening deposit of $25 is required for Eastern Free Checking, $50 for Eastern eZ Checking or $500 for an Eastern Premier Checking account. To qualify for the incentive, you must open an Eastern Bank personal checking account between 04/10/2021 and 05/17/2021 and have two or more payroll, pension or government direct deposits totaling the amounts noted in the table below post to your new checking account within the first 90 calendar days of the account opening date. Electronic credits other than payroll, pension or government benefits, such as person-to-person payments, transfers between your accounts at Eastern Bank and other institutions or brokerages, and payments through third parties such as PayPal or eBay do not qualify as a direct deposit. Incentive amount will vary. See the table below for details.

The amount of the incentive paid will be based on two or more qualifying direct deposits, totaling the amounts listed below, posted to your account within the first 90 calendar days of the account opening date:

Cumulative direct deposit amount:  

        Incentive will be:



  $4,000 or more 


This offer is valid for new consumer checking account customers only. New customers are primary signers who have not had a consumer checking account since 04/10/2020. The account must also meet the following requirements 90 calendar days after the account open date to receive an incentive (if the 90th calendar day falls on a non-business day, the requirements must be met on the following business day): (a) Primary signer must reside in MA, NH, ME or RI; (b) Primary signer must be age 18 or older; (c) Account must be open and have a positive balance. Incentives for qualified accounts will be deposited into customer’s account no later than 30 calendar days after confirmation that the account has met all the requirements. No incentive will be paid if the account is closed on the date we attempt the deposit. The Bank may, at its discretion, pay the incentive earlier if all the qualifying requirements have been met. Only one incentive per customer and one incentive per household as defined by a common address. Customer will receive a 1099 form for this incentive. Please consult your tax advisor regarding the tax implications of this offer. Other qualifications and restrictions may apply.

Other fees may apply. Depositors who are under age 19 or who are age 65 or over are eligible for an account for which most of the fees will be reduced or eliminated. See the Personal Deposit Account Fee Schedule and the Personal Deposit Account Agreement for details. Also, read the Eastern Bank Free Checking Account Basic Terms and Conditions for additional information.

SUM Program ATMs are designated with the SUM logo. SUM is a trademark of the NYCE Payments Network, LLC.

MasterCard is a registered trademark of MasterCard International.

Zelle and Zelle related marks are wholly owned by Early Warning Services, LLC and used herein under license. Must have a bank account in the U.S. to use Zelle.