Eastern eZ Checking

Eastern eZ Checking provides convenient access for life on the go.

Plus, for a limited time eligible customers get up to $350 when they open an Eastern Bank checking account by October 17, 2022 and qualify.*

  • $50 opening deposit
  • Free Eastern Bank Debit Mastercard® to make purchases at millions of locations worldwide
  • $10 monthly fee1; to waive the monthly fee, you can either:
  • 1) Enroll in eStatements and make at least 15 debit card purchases2, or
    2) Enroll in eStatements and maintain an average account balance of $1,500 or more
  • Free access to thousands of SUM® ATMs; reimbursement of up to $10 per month in surcharges at non-SUM ATMs3
  • Bank anywhere, anytime with Eastern Mobile & Online Banking®
  • Use Zelle® to send money easily and quickly to friends and family

New Eastern Bank checking or savings account customer?

Apply online in as few as 5 minutes 

Already have an Eastern Bank checking or savings account?

Use online banking to fast-track your application

Related Eastern Bank Products and Services

Credit Card

Eastern Bank Premium Debit Mastercard®
Make purchases anywhere Mastercard is accepted at millions of locations worldwide.

Bank anywhere with Eastern Mobile and Online Banking

Eastern Mobile and Online Banking®
Our mobile app and online banking platform are packed with great features to make managing your finances on the go safe and convenient.

Direct deposit

Direct Deposit
Enjoy added convenience when you have your pay automatically deposited to your account each payday. Direct deposit is safer and more convenient than receiving a paper check and your funds will be available immediately on your payday.

Electronic statements

Electronic Statements
Enroll in electronic statements with Eastern Mobile and Online Banking to eliminate clutter, help the environment and get your statements faster.

Statement savings icon

Statement Savings
We make it convenient and easy to have funds from your checking account automatically transferred to your savings account to start building savings.

Eastern Give for Good

Eastern Give for Good Charitable Account
Support causes you care about with the Eastern Give for Good charitable account, available on mobile and online banking. You can donate or add funds to the account today, on a recurring basis or set them aside for future giving. Its always fee-free4 and you’ll get instant tax receipts. 



*A minimum opening deposit of $25 is required for Eastern Free Checking, $50 for Eastern eZ Checking or $500 for an Eastern Premier Checking account. To qualify for the incentive, you must open an Eastern Bank personal checking account between 09/10/2022 and 10/17/2022 and have two or more payroll, pension or government direct deposits totaling the amounts noted in the table below post to your new checking account within the first 90 calendar days of the account opening date. Electronic credits other than payroll, pension or government benefits, such as person-to-person payments, transfers between your accounts at Eastern Bank and other institutions or brokerages, and payments through third parties such as PayPal or eBay do not qualify as a direct deposit. Incentive amount will vary. See the table below for details.

The amount of the incentive paid will be based on two or more qualifying direct deposits, totaling the amounts listed below, posted to your account within the first 90 calendar days of the account opening date:

Cumulative direct deposit amount:

Incentive will be:



$4,000 or more


This offer is valid for new consumer checking account customers only. New customers are primary signers who have not had a consumer checking account with Eastern Bank or any bank merged into Eastern Bank since September 10, 2021. The account must also meet the following requirements 90 calendar days after the account open date to receive an incentive (if the 90th calendar day falls on a non-business day, the requirements must be met on the following business day): (a) Primary signer must reside in MA, NH, ME or RI; (b) Primary signer must be age 18 or older; (c) Account must be open and have a positive balance. Incentives for qualified accounts will be deposited into customer’s account no later than 30 calendar days after confirmation that the account has met all the requirements. No incentive will be paid if the account is closed on the date, we attempt the deposit. The Bank may, at its discretion, pay the incentive earlier if all the qualifying requirements have been met. Only one incentive per customer and one incentive per household as defined by a common address. Customer will receive a 1099 form for this incentive. Please consult your tax advisor regarding the tax implications of this offer. Other qualifications and restrictions may apply.

1 Other fees may apply. See the Personal Deposit Account Fees Disclosure and the Personal Deposit Account Agreement for details. 

2 PIN or signature purchases only. ATM transactions excluded.

3 With Eastern eZ Checking, Eastern Bank does not charge a fee to use an ATM - even a non-Eastern ATM. Surcharges may be assessed by other institutions for the use of their ATMs. For Eastern eZ Checking customers, Eastern Bank will reimburse up to $10 in other banks’ surcharges each monthly statement cycle. Surcharges can be avoided by choosing SUM® Program ATMs, designated with the SUM logo on the exterior of the ATM. SUM is administered by and is a registered trademark of the NYCE Payments Network, LLC, an FIS Company. 

4 You may be assessed fees by your financial institution if there are insufficient funds to cover a transfer of funds into your Eastern Give for Good feature.

Zelle and Zelle related marks are wholly owned by Early Warning Services, LLC and used herein under license.

Eastern Give For Good, a charitable giving account, is powered by Pinkaloo Technologies. Pinkaloo is a third-party service provider and not an affiliate of Eastern Bank.