Eastern eZ Checking

Limited Time Offer: Get up to $350 when you open an Eastern eZ Checking account by June 24, 2024 and qualify!*

  • $50 opening deposit.
  • $10 monthly fee1; to waive the monthly fee, you can either:
    1.) Enroll in eStatements and make at least 15 debit card purchases2, or
    2) Enroll in eStatements and maintain an average account balance of $1,500 or more
  • Free Eastern Bank Debit Mastercard® to make purchases at millions of locations worldwide
  • Free access to thousands of SUM® ATMs; reimbursement of up to $10 per month in surcharges at non-SUM ATMs3
  • Use Zelle® to send money easily and quickly to friends and family

Apply Now



Related Eastern Bank Products and Services

Credit Card

Eastern Bank Premium Debit Mastercard®
Make purchases anywhere Mastercard is accepted at millions of locations worldwide.

Bank anywhere with Eastern Mobile and Online Banking

Eastern Mobile and Online Banking®
Our mobile app and online banking platform are packed with great features to make managing your finances on the go safe and convenient.

Direct deposit

Direct Deposit
Enjoy added convenience when you have your pay automatically deposited to your account each payday. Direct deposit is safer and more convenient than receiving a paper check and your funds will be available immediately on your payday.

Electronic statements

Electronic Statements
Enroll in electronic statements with Eastern Mobile and Online Banking to eliminate clutter, help the environment and get your statements faster.

Statement savings icon

Statement Savings
We make it convenient and easy to have funds from your checking account automatically transferred to your savings account to start building savings.



*A minimum opening deposit of $25 is required for Eastern Free Checking, $50 for Eastern eZ Checking or $500 for an Eastern Premier Checking account. To qualify for the incentive, you must open an Eastern Bank personal checking account between 05/18/2024 and 06/24/2024, and have two or more payroll, pension or government benefits direct deposits totaling the amounts noted in the table below post to your new checking account within the first 90 calendar days of the account opening date. Electronic credits (other than payroll, pension, or government benefits) such as person-to-person payments transfers between your accounts at Eastern Bank and other institutions or brokerages, and payments through third parties such as PayPal or eBay do not qualify as a direct deposit. Incentive amount will vary. See the table below for details.

The amount of the incentive paid will be based on two or more qualifying direct deposits, totaling the amounts listed below, posted to your account within the first 90 calendar days of the account opening date:

Cumulative direct
deposit amount:


will be:




$4,000 or more




This offer is valid for new consumer checking account customers only. New customers are primary signers who have not had a consumer checking account with Eastern Bank since May 18, 2023. The account must also meet the following requirements 90 calendar days after the account open date to receive an incentive (if the 90th calendar day falls on a non-business day, the requirements must be met on the following business day) : (a) Primary signer must reside in MA, NH, ME or RI; (b) Primary signer must be age 18 or older; (c) Account must be open and have a positive available balance. Incentives for qualified accounts will be deposited into customer’s account within 30 calendar days after confirmation that the account has met all the requirements. No incentive will be paid if the account is closed or does not have a positive available balance. The Bank may, at its discretion, pay the incentive earlier if all the qualifying requirements have been met. Only one incentive per customer and one incentive per household as defined by a common address. Customer will receive a 1099 form for this incentive. Please consult your tax advisor regarding the tax implications of this offer. Other qualifications and restrictions may apply.

1Other fees may apply. See the Personal Deposit Account Fee Disclosure and the Personal Deposit Account Agreement for details. 

2 PIN or signature purchases only. ATM transactions excluded.

3 With Eastern eZ Checking, Eastern Bank does not charge a fee to use an ATM - even a non-Eastern ATM. Surcharges may be assessed by other institutions for the use of their ATMs. For Eastern eZ Checking customers, Eastern Bank will reimburse up to $10 in other banks’ surcharges each monthly statement cycle. Surcharges can be avoided by choosing SUM® Program ATMs, designated with the SUM logo on the exterior of the ATM. SUM is administered by and is a registered trademark of the NYCE Payments Network, LLC, an FIS Company.