Eastern eZ Checking

Eastern eZ Checking provides convenient access for life on the go.

  • $50 opening deposit
  • Free Eastern Bank Debit Mastercard® to make purchases at millions of locations worldwide
  • $10 monthly fee1; to waive the monthly fee, you can either:
  • 1) Enroll in eStatements and make at least 15 debit card purchases2, or
    2) Enroll in eStatements and maintain an average account balance of $1,500 or more
  • Free access to thousands of SUM® ATMs; reimbursement of up to $10 per month in surcharges at non-SUM ATMs3
  • Bank anywhere, anytime with Eastern Mobile & Online Banking®
  • Use Zelle® to send money easily and quickly to friends and family

New Eastern Bank checking or savings account customer?

Apply online in as few as 5 minutes 

Already have an Eastern Bank checking or savings account?

Use online banking to fast-track your application

Related Eastern Bank Products and Services

Credit Card

Eastern Bank Premium Debit Mastercard®
Make purchases anywhere Mastercard is accepted at millions of locations worldwide.

Bank anywhere with Eastern Mobile and Online Banking

Eastern Mobile and Online Banking®
Our mobile app and online banking platform are packed with great features to make managing your finances on the go safe and convenient.

Direct deposit

Direct Deposit
Enjoy added convenience when you have your pay automatically deposited to your account each payday. Direct deposit is safer and more convenient than receiving a paper check and your funds will be available immediately on your payday.

Electronic statements

Electronic Statements
Enroll in electronic statements with Eastern Mobile and Online Banking to eliminate clutter, help the environment and get your statements faster.

Statement savings icon

Statement Savings
We make it convenient and easy to have funds from your checking account automatically transferred to your savings account to start building savings.

Eastern Give for Good

Eastern Give for Good Charitable Account
Support causes you care about with the Eastern Give for Good charitable account, available on mobile and online banking. You can donate or add funds to the account today, on a recurring basis or set them aside for future giving. Its always fee-free4 and you’ll get instant tax receipts. 



1 Other fees may apply. See the Personal Deposit Account Fees Disclosure and the Personal Deposit Account Agreement for details. 

2 PIN or signature purchases only. ATM transactions excluded.

3 With Eastern eZ Checking, Eastern Bank does not charge a fee to use an ATM - even a non-Eastern ATM. Surcharges may be assessed by other institutions for the use of their ATMs. For Eastern eZ Checking customers, Eastern Bank will reimburse up to $10 in other banks’ surcharges each monthly statement cycle. Surcharges can be avoided by choosing SUM® Program ATMs, designated with the SUM logo on the exterior of the ATM. SUM is administered by and is a registered trademark of the NYCE Payments Network, LLC, an FIS Company. 

4 You may be assessed fees by your financial institution if there are insufficient funds to cover a transfer of funds into your Eastern Give for Good feature.

Zelle and Zelle related marks are wholly owned by Early Warning Services, LLC and used herein under license.

Eastern Give For Good, a charitable giving account, is powered by Ren. Ren is a third-party service provider and not an affiliate of Eastern Bank.