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Getting Started

Applying for an Eastern Bank Cash Reserve is quick and easy.  To complete your Cash Reserve application, we will ask for identification information, such as name, address, Social Security number and date of birth for applicant and co-applicant(s), if applicable. This information will be kept confidential as outlined in Eastern Bank's Privacy Policy.

Before completing the application, please review the following guidelines.

  • To apply for a Cash Reserve, you must have an Eastern Bank checking account.
  • If the Eastern Bank checking account being linked to the Cash Reserve is a joint account, all signers on the account must complete the Cash Reserve Application.
  • To apply for a Cash Reserve, you must live in CT, MA, ME, or RI.
  • Your residential address must be a physical address; P.O. Boxes will not be accepted.

USA PATRIOT Act Notice: To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify and record information that identifies each person who opens an account.  Your name, address, date of birth and other information collected in this application will allow us to identify you. We may also ask for your driver's license or other identifying documents.

Step 1: About Your Loan

* Required fields
Loan Request

Loan Amount

You must enter a specific loan amount, but you may also check "Maximum for which I qualify" and we will modify your requested amount as appropriate.
(min: $1,000; max: $10,000) 

Eastern Bank Account

The Cash Reserve overdraft protection is for Eastern Bank checking account number:
All signers on this account must complete the Cash Reserve application.
Automatic Payment Option
Would you like your Cash Reserve loan payments automatically deducted from your Eastern Bank account?  The minimum monthly payment due each month will be deducted from the account indicated above.
Would you like to request a loan with a co-applicant?
By checking Yes, applicant and co-applicant confirm that they intend to apply for joint credit. 
Terms and Conditions
Authorization for Subsequent Disclosure
I/We hereby authorize submission of this application and my credit and/or employment information to other credit providers for consideration as to whether it meets their credit requirements (checking “Yes” will allow us to seek other programs, if your request does not meet our requirements) 

Step 2: Applicant Information

* Required fields
Name
e.g. YYYY-MM-DD
Are you obligated to provide child support or separate maintenance?
$

Residential Address & Contact Information

This must be a physical address.  P.O. Boxes will not be accepted.
Residential Address
(example, name@address.com)
$

Mailing Address

Mailing Address

Previous Address

(only required if the length of time at your current address is less than 2 years)
Previous Address

Step 3: Applicant Current Employment Information

* Required fields
Are You Self-Employed?
$
Salary indicated above is

Current Employer’s Address

Employer Address

Previous Employer's Address

Previous Employer Address

Other Source(s) of Income

You do not need to disclose income from alimony, child support or separate maintenance unless you wish such income considered in the credit determination.
$
If there is no Co-Applicant, skip to the bottom and submit the application. Otherwise complete the information below.

Step 4: Co-Applicant Information

Co-Applicant Name
e.g. YYYY-MM-DD
Are you obligated to provide child support or separate maintenance?
$

Residential Address & Contact Information

This must be a physical address.  P.O. Boxes will not be accepted.
Residential Address
$

Mailing Address

Mailing Address

Previous Address

(only required if the length of time at your current address is less than 2 years)
Previous Address

Step 5: Co-Applicant Current Employment Information

Are You Self-Employed?
$
Salary indicated above is

Current Employer’s Address

Employer Address

Previous Employer's Address

Previous Employer Address

Other Source(s) of Income

You do not need to disclose income from alimony, child support or separate maintenance unless you wish such income considered in the credit determination.
$
By submitting this application, you are agreeing to the terms of the Cash Reserve Line of Credit Agreement 

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  • Consumer Service Team: 1-800-EASTERN (327-8376)
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