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Buy a home with no down payment and no extra insurance requirement. A mortgage designed to make homeownership possible for you.

With the OneCommunity home loan, you can buy a home without a down payment and without an added monthly insurance cost. Gifts from family and funds from local assistance programs both count toward your costs. Credit history requirements are flexible, and you don't need to be a first-time homebuyer to qualify.

Benefits

  • Up to 100% financing, no down payment required
  • No mortgage insurance required
  • Available for single family homes and up to 4-unit properties
  • Gifts, grants, and other assistance funds may be accepted

Talk with a Mortgage Specialist

Call 781-596-4400 or fill out the short form to get started.

Speak a different language? Live phone translation is available in over 140 languages.

Para recibir asistencia en español llame al 781-596-4400.

ATENCIÓN: Toda la documentación y las transacciones posteriores, incluidas, entre otras, solicitudes, divulgaciones y estados de cuenta mensuales, estarán en inglés. Al solicitar un préstamo, declara conocer que toda futura comunicación por escrito se hará en inglés.

Eastern Bank NMLS# 451827. This is not a commitment to lend. Subject to program guidelines/eligibility and credit approval. Other terms and conditions may apply. Some restrictions may apply. Ask a representative for details.