SBA 504 Program

To encourage business expansion and job creation, we offer the SBA 504 Program. This unique program provides up to 90% long-term, fixed-rate financing for real estate acquisitions, renovations, expansions and equipment to small to midsized businesses that have employees


• Available for a variety of uses, including the purchase or construction of an existing property or the purchase of land

• 90% financing (10% down payment)

• Owner-occupied real estate and equipment

• Below-market fixed rates

• Financing available for many SBA related fees/closing costs

• Eligibility available for most for-profit businesses

• 20-year fixed rate and 10-year fixed rate on equipment (on the SBA second loan)