Checking Accounts

Free is Good.

When you open a checking account at Eastern Bank, you’ll have three straightforward and affordable choices with the features and services that meet your needs.

Free is Good David Image

Apply for an Eastern Free Checking Account today and enjoy:

  • No monthly fees*

  • No monthly balance requirement

  • Access to thousands of Free SUM® ATMs1






Apply Now for Eastern Free Checking 

Or, call 1-800-EASTERN (327-8376) to contact us directly.

Monday-Friday 7:00 a.m. to 8:00 p.m., Saturday 9:00 a.m. to 3:00 p.m.


See Which Checking Account Is Right For You

Eastern Free Checking

The Eastern Free Checking Account is a great option for those that want an account that has no monthly fees* or minimum balance requirements. 

eZ Checking

Eastern’s eZ Checking Account is perfect for people that are always on the go. As an eZ Checking customer, you’ll have even more free ATM options with no Eastern fee and reimbursement of up to $10 on other bank ATM surcharges.

Premier Checking

Our Premier Checking Account offers a wide range of exclusive benefits like no monthly fees and no account fees including overdraft, stop payment and more.

Get started today with an Eastern Free Checking Account

Apply Now

See A Comparison of Accounts
Take a Closer Look

Eastern Free Checking

eZ Checking

Premier Checking


Apply Online

Apply Online

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Best if you...

Want an account with no monthly fees* or minimum balance requirement.

Actively use your debit card and want the freedom to use other banks’ ATMs at no charge.

Have combined balances of $25,000 or more, giving you access to other products and services at no charge.2

Account Requirements


To Waive the $10 Monthly Fee:

Get e-statements and make 15 debit card purchases OR get e-statements and maintain a $1,500 average monthly balance.3

Maintain $25,000 combined monthly balance among designated accounts.2

Minimum Opening Deposit




Eastern Bank ATMs1


SUM® Program ATMs1,2








Non SUM®  Program ATMs1


Eastern Bank fee applies.

Other bank ATM surcharge may also apply.


No Eastern Bank fee.

Other bank ATM surcharges will be reimbursed up to $10 per month.


No Eastern Bank fee.

Full reimbursement of other bank ATM surcharges.

Debit Card

Eastern Bank Debit MasterCard®4

Eastern Bank Premium Debit MasterCard®4

Eastern Bank Premium Debit MasterCard®4

Interest Paid



View Rates

Cash Reserve Overdraft Protection




No Annual Fee

No Cash Advance Fee

Other Premier benefits N/A N/A

- No fees for overdrafts, wires and stop payments.

- No annual fee for home equity line of credit.5

- Insurance discounts through Eastern Insurance

And more


Account Guide

Account Guide

Account Guide


Download the PDF



See What Other Checking Services We Offer

Overdraft Protection

Take advantage of tools we offer to protect against overdraft fees.

*Other fees may apply please consult the Personal Deposit Fee Schedule for more information.

1. SUM Program ATMs are designated with the SUM logo on the exterior of the ATM. SUM is a trademark of the NYCE Payments Network, LLC.

2. The combined balance is required for Premier Checking. There is no monthly fee, but the account will be changed to Free Checking if the combined balance requirement is not met. The combined balance includes balances in checking, savings, money market accounts, CD’s, IRA’s and consumer loans (excluding mortgages.)

3. PIN or signature purchases only. ATM transactions excluded

4. MasterCard is a registered trademark of MasterCard International.

5. Cash Reserve and home equity lines of credit are available for qualified applicants.